Finance Options

Why Finance Your Foodservice Operation?

Budget Icon

Fits Your Budget

Improve your cash flow while still managing your budget

No Banks

Easier than getting a bank loan

New Equipment

Get the NEW equipment you need today, and earn money while paying for it!

Low Interest Rates

Historic low interest rates we may not see again

Open Credit Lines

Preserve your credit lines and cash reserves

Tax Benefits

Enjoy tax benefits like deducting all or a portion of the money your spend on restaurant equipment*

*Consult your accountant for advice specific to your situation

Financing Q&A:

Q: Which financial forms are required to get approved?

A: We just need your credit application. Depending on the amount you will be financing, we may request a copy of your most recent tax return.

Q: What are the tax benefits associated with financing my equipment?

Section 179 of the IRS tax code lets you deduct the price of qualifying equipment that you purchase during the tax year. You can read more about this benefit here.

Q: Can I defer payments until the equipment is in my possession?

A: Yes, Vend Lease offers a program for deferred payments. Please call us for more details on this offer.

Q: What if I have a low credit score?

A: We don’t base approvals off of credit scores alone. We look at your credit history and time in business.

Q: Is a down payment required?

A: Yes, typically we require 2 payments at the time the lease documents are signed.

Q: Can I match monthly payments to my current cash flow requirements?

A: Yes, we can design a payment plan that meets your budgetary needs.

Q: My business is new, can I get my start-up approved for financing?

A: Yes, we offer approvals on start-ups and encourage you to apply.

Q: Are there any prepayment penalties that I should be aware of?

A: No, there is not a prepayment penalty. In fact, Vend Lease offers a discount to pay off early. The discount is typically 5%-8% off the balance.

Q: How long does it typically take to get approved?

A: Most approvals only take a couple of hours. In some cases, the underwriter will have some additional questions and get in touch with you as soon as possible.

Q: Does it cost me anything to apply?

A: No, there is no charge to apply and no commitment either.

Get Started Today

Contact the KaTom sales team at 1-800-541-8683 or for assistance with the application process or more information on how to equip your operation with top restaurant equipment and low monthly payments.

Finance through Vend Lease Company Inc. *

  • 100% Prefunding Available
  • Start-up Businesses - NO DOLLAR RESTRICTIONS
  • Quick and Easy Approval Process
  • NO Prepayment Penalties (other lenders impose penalties)
  • Discounted Early Buy Out & Incentives
Vend Lease

*Some restrictions apply: Subject to credit approval - 2 payments down required - Standard processing fee applies - Plus any applicable sales tax

Finance Directly

Finance through Manitowoc Foodservice

  • 24 to 60 month terms available
  • Special rates for extended terms available for 36, 48, and 60 months on purchases over $1,000
  • Qualified purchases (dates and rates subject to change)
Apply Now

Finance through Jackson Warewashing Systems.

  • 12 to 60 month terms available
  • Available on full product line
  • Qualified purchases only (dates and rates subject to change)
Apply Now

Finance through Globe Food Equipment Co.

  • Available on select slicers & planetary mixers
  • Special rates available for 36 months
  • Qualified purchases (dates and rates subject to change)
Apply Now